Transparenz
Unsere Dienstleistungen auf depotkonto.de finanzieren wir durch Partnerprogramme mit verschiedenen Anbietern von Wertpapierdepots.
Wenn Sie als Nutzer über unsere Seite den Antrag auf die Eröffnung eines Depotkontos stellen, Ihr Antrag genehmigt wird und Sie das Angebot tatsächlich in Anspruch nehmen, erhalten wir dafür von einigen Anbietern eine Provision.
Auf unsere Produktbewertungen und Empfehlungen nehmen die Anbieter von Depotkonten jedoch weder durch Provisionen noch auf andere Weise Einfluss. Auch der Preis, den Sie für ein Angebot bezahlen, erhöht sich durch solche Provisionen nicht – sie werden vollständig durch den Anbieter der Leistung getragen.
Die Depotkonten, die wir Ihnen präsentieren, wählen wir ausschließlich aufgrund ihrer Qualität und ihrer Leistungsprofile aus. Mehr dazu finden Sie hier: Redaktionskodex
ETF Broker
Trade Republic Broker
4.7
Very good
A €100 ETF savings plan costs
€0
2.800 / 2.800 free
ETF savings plans
€0
Custody p.m.
€1
Min. rate
| ETF product range | |
| ETF plans | 2.800 |
| ETF plans free of charge | 2.800 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | €1 Via Lange & Schwarz Exchange. |
| Interest on cash | 2% |
| More savings range | |
| Stock savings plans | 3.760 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €1 |
| Supported savings frequencies | weekly, bi-weekly, monthly, quarterly, half-yearly, yearly |
| Execution days per month | 2. / 9. / 16. / 23. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
ING Direct Depot
4.4
Good
A €100 ETF savings plan costs
€0
1.200 / 1.200 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 1.200 |
| ETF plans free of charge | 1.200 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | €4.90 + 0.25% Via Tradegate Exchange. Maximum €69.90. |
| Interest on cash | No |
| Official fee schedule | Open PDF |
| More savings range | |
| Stock savings plans | 524 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly |
| Execution days per month | 1. / 7. / 15. / 23. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
finanzen.net Zero Depot
4.3
Good
A €100 ETF savings plan costs
€0
1.850 / 1.850 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 1.850 |
| ETF plans free of charge | 1.850 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | Via Gettex. ab €500: , bis €499.99: €1. |
| Interest on cash | No |
| More savings range | |
| Stock savings plans | 8.000 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | weekly, bi-weekly, monthly, quarterly |
| Execution days per month | 6. / 14. / 21. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | Baader Bank AG |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
Consorsbank Wertpapierdepot
4.3
Good
A €100 ETF savings plan costs
€0
1.600 / 1.600 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 1.600 |
| ETF plans free of charge | 1.600 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | €3.95 + 0.08% Via Frankfurt. ab 5.001 Order p.a.: €3.95 + 0.08%, von 4.001 bis 5.000 Order p.a.: €3.95 + 0.1%, von 3.001 bis 4.000 Order p.a.: €3.95 + 0.12%, von 2.001 bis 3.000 Order p.a.: €3.95 + 0.15%, von 1.001 bis 2.000 Order p.a.: €3.95 + 0.18%, von 501 bis 1.000 Order p.a.: €3.95 + 0.22%, von 26 bis 500 Order p.a.: €3.95 + 0.25%, von 1 bis 25 Order p.a.: €4.95 + 0.25%. Maximum €29. |
| Interest on cash | No |
| More savings range | |
| Stock savings plans | 4.224 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly |
| Execution days per month | 1. / 7. / 15. / 23. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | from 2,5% up to 10% p.a. |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | BNP Paribas S.A. |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
Traders Place Broker
4.2
Good
A €100 ETF savings plan costs
€0
3.000 / 2.324 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 3.000 |
| ETF plans free of charge | 2.324 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | Via Gettex. ab €500: , bis €500: €1. |
| Interest on cash | 1.75% |
| More savings range | |
| Stock savings plans | 8.046 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | weekly, bi-weekly, monthly, quarterly, half-yearly, yearly |
| Execution days per month | 5. / 10. / 15. / 22. / 28. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | Baader Bank AG |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
Scalable Free Broker
4.1
Good
A €100 ETF savings plan costs
€0.99
2.800 / 2.800 free Free from €250, below €0.99
ETF savings plans
€0
Custody p.m.
€1
Min. rate
| ETF product range | |
| ETF plans | 2.800 |
| ETF plans free of charge | 2.800 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free from €250, below €0.99 |
| One-time purchase (manual) | €0.99 Via Gettex. |
| Interest on cash | 2.5% |
| Official fee schedule | Open PDF |
| More savings range | |
| Stock savings plans | 4.500 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €1 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly, yearly |
| Execution days per month | 01. / 02. / 04. / 07. / 10. / 13. / 16. / 19. / 22. / 25. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | Baader Bank AG |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
Smartbroker+
4.1
Good
A €100 ETF savings plan costs
€0
2.100 / 2.100 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 2.100 |
| ETF plans free of charge | 2.100 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | Via Gettex. ab €500: , bis €499.99: €4. |
| Interest on cash | 1.75% |
| More savings range | |
| Stock savings plans | 7.560 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly, yearly |
| Execution days per month | 3. / 6. / 9. / 18. / 21. / 27. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | Baader Bank AG |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
Wertpapierdepot
3.7
Satisfactory
A €100 ETF savings plan costs
€0
470 / 470 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 470 |
| ETF plans free of charge | 470 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | €9.95 Via Frankfurt. bis €1,200: €9.95, von €1,200.01 bis €2,600: €17.95, von €2,600.01 bis €5,200: €29.95, von €5,200.01 bis €12,500: €39.95, von €12,500 bis €25,000: €54.95, ab €25,000.01: €69.95. |
| Interest on cash | No |
| More savings range | |
| Stock savings plans | No |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly |
| Execution days per month | 5. / 20. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
Scalable Prime+ Broker
3.3
Sufficient
A €100 ETF savings plan costs
€0.99
2.800 / 2.800 free Free from €250, below €0.99
ETF savings plans
€4.99
Custody p.m.
€1
Min. rate
| ETF product range | |
| ETF plans | 2.800 |
| ETF plans free of charge | 2.800 |
| Conditions & costs | |
| Account & custody fee | €59.88 p.a. |
| Savings plan execution | Free from €250, below €0.99 |
| One-time purchase (manual) | Via Gettex. ab €250: , bis €249.99: €0.99. |
| Interest on cash | 2.5% |
| Official fee schedule | Open PDF |
| More savings range | |
| Stock savings plans | 4.500 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €1 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly, yearly |
| Execution days per month | 01. / 02. / 04. / 07. / 10. / 13. / 16. / 19. / 22. / 25. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | Baader Bank AG |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
justTRADE Depot
3.0
Sufficient
A €100 ETF savings plan costs
€0
180 / 180 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 180 |
| ETF plans free of charge | 180 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | Free |
| One-time purchase (manual) | Via Tradegate Exchange. |
| Interest on cash | No |
| More savings range | |
| Stock savings plans | No |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly |
| Execution days per month | 1. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | Sutor Bank GmbH |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
DKB Depot
3.0
Sufficient
A €100 ETF savings plan costs
€1.50
2.000 / 480 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 2.000 |
| ETF plans free of charge | 480 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | €1.50 |
| One-time purchase (manual) | €10 Via Gettex. bis €5,000: €10, bis €5,000: €10, von €5,000.01 bis €20,000: €15, von €5,000.01 bis €20,000: €15, ab €20,000.01: €30, ab €20,000.01: €30. |
| Interest on cash | No |
| More savings range | |
| Stock savings plans | 1.342 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly, yearly |
| Execution days per month | 1. / 5. / 15. / 20. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
comdirect Depot
3.0
Sufficient
A €100 ETF savings plan costs
€1.50
2.000 / 550 free
ETF savings plans
€1.95
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 2.000 |
| ETF plans free of charge | 550 |
| Conditions & costs | |
| Account & custody fee | €23.40 p.a. |
| Savings plan execution | 1.50% |
| One-time purchase (manual) | €4.90 + 0.25% Via Xetra. Minimum €9.90. Maximum €59.90. |
| Interest on cash | No |
| Official fee schedule | Open PDF |
| More savings range | |
| Stock savings plans | 1.724 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly, yearly |
| Execution days per month | 1. / 7. / 15. / 23. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Custodian (depository bank) | Commerzbank AG |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
1822direkt Trading Account
3.0
Sufficient
A €100 ETF savings plan costs
€1.50
1.150 / 170 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 1.150 |
| ETF plans free of charge | 170 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | 1.50%, min. €1.50, max. €14.90 |
| One-time purchase (manual) | €4.90 + 0.25% Via Frankfurt. Minimum €9.90. Maximum €54.90. |
| Interest on cash | 3.6% |
| More savings range | |
| Stock savings plans | 1.151 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly |
| Execution days per month | 5. / 20. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | up to 10% per year |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
TARGOBANK Direkt-Depot
3.0
Sufficient
A €100 ETF savings plan costs
€2.50
2.400 / 0 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 2.400 |
| ETF plans free of charge | 0 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | 2.50%, min. €1.50, max. €3 |
| One-time purchase (manual) | 0.25% Via Xetra. Minimum €8.90. Maximum €34.90. |
| Interest on cash | No |
| Official fee schedule | Open PDF |
| More savings range | |
| Stock savings plans | 85 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly, yearly |
| Execution days per month | 1. / 15. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
Commerzbank DirektDepot
3.0
Sufficient
A €100 ETF savings plan costs
€2.75
280 / 10 free
ETF savings plans
€0
Custody p.m.
€0
Min. rate
| ETF product range | |
| ETF plans | 280 |
| ETF plans free of charge | 10 |
| Conditions & costs | |
| Account & custody fee | €0 p.a. |
| Savings plan execution | €2.50 + 0.25% |
| One-time purchase (manual) | €4.90 + 0.25% Via Frankfurt. Minimum €9.90. |
| Interest on cash | No |
| More savings range | |
| Stock savings plans | 155 |
| Crypto-capable plans | |
| Savings plan mechanics & flexibility | |
| Minimum rate | €0 |
| Supported savings frequencies | monthly, bi-monthly, quarterly, half-yearly, yearly |
| Execution days per month | 1. / 15. |
| Third-party direct debit | |
| Dynamic rate increase (inflation hedge) | |
| ETF distribution reinvestment (DRIP) For distributing ETFs, this broker automatically reinvests your dividends free of charge back into the same ETF, so you benefit fully from compound interest. | |
| Stock dividend reinvestment | |
| Account & taxation | |
| Partner & joint account | |
| Minor account | |
| Virtual sub-accounts | |
| Automatic capital gains tax This broker automatically pays all applicable taxes (capital gains tax, solidarity surcharge) directly to the German tax office. You receive an annual tax statement. | |
| Rating | |
Execution cost |
|
ETF range |
|
Convenience & plan |
|
Safety & tax |
|
No brokers match the selected filters.
How we rate and rank ETF depots
We rate every depot across four criteria, each scored from 0 to 100. The weighted sum gives the overall score by which we rank the providers. All data comes from our editorial research.
| Criterion | Weight | How we score it |
|---|---|---|
| Order costs & execution | 40% | Effective per-execution cost at a 100 € reference order (incl. min/max fees), scored against a 3,00 € ceiling: 0 € → 100 points, ≥ 3,00 € → 0. Running custody fees are deducted pro rata per month, and plans that are free only below/above an amount get a deduction versus permanently-free plans — "free up to" harder, since the fee above the cap is usually uncapped. |
| ETF range | 30% | Number of ETFs that can be saved free of charge: from 2,500 full marks (100), from 1,000 high (70), from 300 medium (40). |
| Convenience & savings plan | 20% | Savings-plan comfort, additive (max. 100 points): direct debit (20) + automatic reinvestment (20) + dynamic rate increase (15) + interval flexibility (15, more intervals = better, monthly weighted highest) + low minimum rate from 1 € (15) + execution-day flexibility (15, more selectable days = better; free choice = full marks). |
| Safety & taxes | 10% | Automatic settlement of the capital-gains tax (30) + financial supervision (BaFin 25 / EU 12 / other 3) + deposit insurance by country (Germany 25 / EU 12) and by amount (from 100,000 € 20, from 20,000 € 10). |
| Total | 100 % | As of 2026 · Source: editorial research |
From the weighted overall score we derive a school grade from 1 (excellent) to 5 and show it as a star rating. For fairness we never publish a "not recommended" verdict – the lowest displayed rating is "sufficient". Missing data is not treated as a shortcoming.